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BimaNest AllFinance AllFinance — Digital Banking & Financial Services
IRDAI Compliant Protection Network

Comprehensive Life, Health & Vehicle Insurance

Safeguard your family's health and financial future. Compare configured life, health, and motor coverage, calculate estimated premiums, and submit your proposal 100% online without an account.

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6,500+ Cashless Hospitals
Tax Savings under Sec 80C & 80D
No Login Required to Apply
BimaNest Insurance Hub
Underwriting & Claims Support
Direct Issuance
Family Health & Cashless
Zero co-pay • Critical illness cover
Sec 80D
Term Life Protection Shield
High sum assured • Wealth security
Sec 80C
Motor & Vehicle Cover
Zero depreciation • 24x7 roadside
Instant
Already purchased or submitted? Track Policy Proposal →
Verified Products

Explore Configured Insurance Plans

Real protection policies configured in our system with clear entry ages, coverage scopes, and eligibility limits.

Term Life, Health, and Motor Insurance plans available.

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Interactive Estimator

Instant Premium Estimate Tool

Calculate your estimated premium based on age, coverage needs, and lifestyle habits.

18 Years 40 Years 65 Years
Estimated Annual Premium
₹ / year
Or approx ₹ / month
Sum Assured / IDV: ₹
Tax Saving (Subject to IT Act):
Medical Tests Required:
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*Premium quotes are estimates based on standard underwriting mortality tables. Final rate depends on medical history and insurer scrutiny.
Claims Assistance

Hassle-Free Claims Assistance When You Need It Most

Our dedicated claims desk assists you through cashless hospital desk authorizations and fast reimbursement settlements.

Cashless Hospitalization

Show your digital health insurance card at any of the 6,500+ network hospital TPA desks for immediate pre-authorization.

24x7 Claims Intimation

Call our 24x7 toll-free helpline (1800-11-9922) or email claims@allfinance.in within 24 hours of hospital admission or accidental damage.

Digital Document Submission

Upload hospital discharge summaries, bills, and medical prescriptions online through your application tracking and claims portal.

FAQs & Disclosures

Frequently Asked Questions about Insurance

Yes! You can choose your plan, fill in proposer and insured details, complete medical declarations, upload KYC documents, and submit your proposal directly as a visitor. You can track your proposal at any time with your reference code.
Standard health policies have an initial 30-day waiting period from inception (except for accidental injuries). Pre-existing ailments usually carry a 24 to 36 month waiting period depending on configured terms.
Yes, Life and Term Insurance premiums are eligible for tax deductions under Section 80C up to ₹1,50,000, while Health Insurance premiums qualify under Section 80D up to ₹25,000 (and up to ₹50,000 for senior citizens).
Statutory Warning: Insurance is the subject matter of solicitation. Policy issuance, underwriting terms, and claim settlements are determined solely by the registered underwriting insurance company in accordance with IRDAI guidelines.

Protect What Matters Most Today

Take the first step toward comprehensive family protection. Quick application with instant receipt.

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100% paperless proposal • Real-time status tracking